Terms & Conditions

Last updated: 24/12/2025

Welcome to Dhanvi Infotech (“Company”, “we”, “our”, or “us”).
By accessing or using our website https://dhanviit.info/ and any related services, products, or applications (including but not limited to Byaz – Interest Saving & EMI Saver App), you agree to comply with and be bound by the following Terms & Conditions.

If you do not agree with any part of these terms, please do not use our website or services.


1. About Dhanvi Infotech

Dhanvi Infotech is a technology-focused company engaged in developing software solutions, financial tools, and digital applications, including fintech products such as Byaz.

The information provided on this website is for general informational purposes only.


2. Use of the Website

By using this website, you agree that you will:

  • Use the website only for lawful purposes

  • Not engage in any activity that disrupts or interferes with the website’s functionality

  • Not attempt unauthorized access to any part of the website or systems

  • Not misuse, copy, or distribute content without permission

We reserve the right to restrict or terminate access if these terms are violated.


3. Services & Financial Disclaimer

Our applications and tools (including Byaz) are designed to assist users with interest calculations, EMI planning, and savings estimation.

Important Disclaimer:

  • We do not provide financial, legal, or investment advice

  • Calculations are indicative only and may vary based on bank policies, lenders, or financial institutions

  • Users should consult qualified financial advisors before making financial decisions

Dhanvi Infotech shall not be held responsible for any financial loss arising from reliance on app calculations or website content.


4. Intellectual Property

All content on this website, including but not limited to:

  • Text

  • Logos

  • Branding

  • App designs

  • Code

  • Graphics

is the intellectual property of Dhanvi Infotech, unless otherwise stated.

Unauthorized use, reproduction, or distribution is strictly prohibited.


5. Third-Party Links & Services

Our website or apps may contain links to third-party websites or services.

  • We do not control or endorse third-party content

  • We are not responsible for their policies, accuracy, or practices

  • Accessing third-party services is at your own risk


6. Limitation of Liability

To the maximum extent permitted by law:

  • Dhanvi Infotech shall not be liable for any direct, indirect, incidental, or consequential damages

  • This includes loss of data, profits, savings, or business opportunities

Your use of this website and services is entirely at your own risk.


7. Privacy & Data Usage

Your use of the website is also governed by our Privacy Policy, which explains how we collect, use, and protect your information.

By using our services, you consent to data handling practices as described in the Privacy Policy.


8. Modifications to Terms

We reserve the right to update or modify these Terms & Conditions at any time without prior notice.

Changes will be effective immediately upon posting on this page.
Continued use of the website constitutes acceptance of the updated terms.


9. Termination

We may suspend or terminate access to the website or services at our discretion, without notice, if we believe these terms have been violated.


10. Governing Law

These Terms & Conditions shall be governed by and interpreted in accordance with the laws of India.

Any disputes shall be subject to the exclusive jurisdiction of the courts located in India.


11. Contact Information

If you have any questions regarding these Terms & Conditions, you may contact us at:

Dhanvi Infotech
Website: https://dhanviit.info/
Email: contact@dhanviit.info